I have a plan

If the plan doesn't work, change the plan, but never the goal.

Friday, July 18, 2014

Posted by some close minded loser re: PNC fees

Posted by some close-minded loser on my Ripoff Report complaint and my response:
No more free rides
AUTHOR: coast - ()
SUBMITTED: Thursday, July 17, 2014
It’s a lousy bank because after 25 years they are no longer offering you a free checking account. Well, aren’t you special? If you are unable to maintain at least $1500 in your 25-year-old business account then maybe you are not a profitable customer. It’s time to pay for the service.
You do not have a valid complaint.
My response -->
Sir, I beg to differ with you, but do appreciate your response. You however are close minded. I am an artist and writer and bring in less than $10,000 per year in these activities. I do it more for enjoyment than for profit, but do sell some of my work. As such, I require a business license, sales tax license AND a business account. It is not my intention to become rich at this, just to be able to sell my works to interested parties. Even the monthly fee would extract too large of a percentage of my profits to make it worthwhile, and I certainly would not want to lock up $1,500 with the bank to avoid a couple of hundred dollars in fees. As for the validity of my business, there are tens of thousands of people in my same situation with a combined net worth greater than the net worth of WalMart (per Entrepreneur Magazine, 2012, can't remember the month.) There are artists, crafts people, musicians, summer carnival vendors, part time caterers and the list just goes on. Best to think before you post such a rash response. My greatest complaint is that these huge businesses, banks included, are always jack-booting the little fellow who is struggling to survive and make a few bucks. They say we are a nuisance to them. I say, why not charge the huge companies that eat up all their server space and take endless hours to support and cut the little guy a break!

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